Commercial Lines

Experience and Service Behind
Commercial Lines Solutions

Small businesses face many of the same risks that larger, more resourceful companies have. Insuring the evolving risks businesses face requires experience, vigilance and a commitment to quality. Think AAIS.

AAIS commercial lines programs provide forms, manual rules, and rating information that are the foundation for competitive products in the standard commercial P&C market, or niche specialty markets.  Our programs are managed by property/casualty specialists with extensive experience in commercial product lines.

AAIS is the source of unique enhancements in commercial lines, including endorsements for equipment breakdown, employee benefits and employment practices liability, optional “voluntary property damage”, and built-in inland marine coverages. AAIS commercial lines programs also include a full range of endorsements, rating information, policyholder notices, and information needed to comply with the federal Terrorism Risk Insurance Act.

Who Needs AAIS Commercial Lines Solutions?

Whether you are ready to upgrade an existing commercial lines program, or expand your offerings into new segments or markets, AAIS provides carriers with a comprehensive collection of commercial advisory products and services.

AAIS programs include up-to-date coverages and rating information. Our Commercial Lines experts hold CPCU designations and work with our dedicated compliance team to ensure AAIS programs are current and compliant with evolving laws and regulations.

AAIS also serves as a Statistical Agent to relieve carriers from the burden of reporting data so that they can focus on their core business operations.

Find out more about AAIS’s comprehensive Commercial Lines Solutions:

The Experienced and Dedicated AAIS Commercial Lines Advisory Team

Haoying Ewing, CPCU, ARe, Senior Product Development Specialist
Haoying researches and develops commercial lines forms, rules, and rating information, and provides support to carriers with regulatory filings and program implementation. Before coming to AAIS in 2007, Haoying served as a business analyst for CNA and an underwriting specialist with Allstate.

Joe Jonas, Product Manager of Commercial Lines
Joe is an experienced P&C leader with 18 years of experience in the insurance industry. With a focus on P&C risk management and product development, Joe has worked in traditional consulting practices, insurtech and carrier operations. As AAIS’s Commercial Lines Product Manager, he is responsible for modernizing forms, manual rules, and rating information in the standard commercial property, casualty and niche specialty markets. Joe also oversees AAIS’s first-in-market cannabis insurance program, which includes the CannaBOP businessowner’s policy, now approved in California, Colorado and Nevada.