Art Meadows
President & CEO
Panhandle Farmers Mutual Insurance Co.

Art Meadows is the President/CEO of Panhandle Farmers Mutual Insurance Company in Moundsville, WV, a position he has held since March 2004. He is also Executive Manager and Board Member for Mutual Protective Association of WV. Mr. Meadows served on the NAMIC Board of Directors from 2010 through 2012 and also served on the Convention Planning and the Strategy Planning committees during his tenor. 

Phillip Reynolds
CEO & Founder

Phillip Reynolds is the CEO and co-founder of Intuitive Web Solutions, the creator of the BriteCore insurance processing system. He holds a certificate in Leading Change in Complex Organizations from the Massachusetts Institute of Technology. Phil speaks frequently on organizational design and technological innovation for property/casualty carriers. Phil received the Governor’s Missouri Entrepreneur of the Year award from Gov. Jay Nixon, and he led IWS to the No. 288 spot on the Inc. 500 list. 

Joan Zerkovich
Sr. Vice President 

Before coming to AAIS in 2012, Joan Zerkovich worked for several organizations in information technology positions, including more than eight years as CIO of ICAT Holdings LLC, a catastrophe insurance intermediary. Her work at ICAT earned Joan recognition in 2006 as one of the insurance industry’s “Elite 8” technology professionals by Insurance & Technology magazine. Prior to her years at ICAT, Joan spent more than 13 years in information technology positions with the University of California system. Her work there included projects that contributed to the initial public access to the Internet and to the digitalization of the university’s library system. 

Bob Guevara
Vice President | Inland Marine

Bob Guevara has been with AAIS since 1992. During his years at AAIS Bob has been the principal developer of the AAIS Inland Marine Guide and Commercial Output Program. He has also spoken at numerous industry meetings addressing coverage and regulatory issues, and is a member of the legislative and regulatory affairs committee of the Inland Marine Underwriters Association. 

John Kadous
Vice President | Personal Lines

John Kadous came to AAIS in February 2014 after more than 26 years of experience in insurance, including 12 years in underwriting and product management leadership positions USAA. Before his years with USAA, John was a director for Securian Financial Network, and worked for GEICO in a variety of positions in underwriting, sales, customer service and regional administration. In addition to his designation as a Chartered Property Casualty Underwriter, John also earned a designation as a Certified Product Manager from the Association of International Product Marketing and Management (AIPMM).

Jeremy Teiber
Director of Program Integration 

Jeremy Teiber is the technical leader for development of the Underwriting Platform, and his role is to work with software vendors and AAIS member companies to develop rating engines and product modules for implementing AAIS programs. Jeremy came to AAIS in 2013 from ICAT. At ICAT, Jeremy developed rating algorithms and maintained rating and rules. Before working at ICAT, Jeremy worked as a product analyst for Unitrin Direct.